You’ve taken your ideas and formed them into a manuscript using the power of determination. Congratulations! That’s a huge step, and you should be proud of your creative prowess. Now it’s time to turn that manuscript into a full-fledged book for readers to enjoy, and one great way is by self-publishing with Amazon Kindle. Since…
When you reach a certain age, home appliance shopping is something to be excited about. It’s easy to drop a significant chunk of money on that new fridge with french doors, and it’s really rather odd how delighted you can be over a standard household appliance. As you finalize the purchase and arrange delivery, the…
Dear Penny, My boyfriend asked to move in together after eight months of dating. I was honored. Then after I didn’t renew my lease, we talked finances. I am aware the timing was poor. He is expecting we split everything 50/50, which would mean me paying $500 per month more than I do now. He…
In 2022, remote work is almost a given. Many companies at least offer a hybrid plan that involves working from home and some days in the office. But, in 2010, the idea of working remotely — much less as an entire company — was rare, and that’s exactly where BELAY Solutions started. Based in Atlanta,…
It’s all over the news these days — interest rates continue to rise. Student loan borrowers with variable rates and borrowers with credit card debt will certainly feel the pinch. Potential homebuyers who waited through historically low interest rates to save for down payments now face interest rates of 7% on a 30-year fixed rate mortgage,…
The best things in life are free. Sunshine warming your skin. Midafternoon naps. Testing your lifelong dream of a career in woodworking at a community workshop that offers free equipment to tinker with. Especially that last one. Who knows? Maybe you’re not cut out for woodworking, and it’s best to find out before you quit…
Having teen drivers in the house can be anxiety-inducing in more ways than one. Putting a teenager behind the wheel can stress your patience and auto insurance rates. Car insurance rates rise dramatically for young drivers under 25, influenced by factors that increase the risk of an at-fault accident, such as age, driving habits and…
“Don’t think of introversion as something that needs to be cured … Spend your free time the way you like, not the way you think you’re supposed to.” – Susan Cain, author of “Quiet: The Power of Introverts in a World That Can’t Stop Talking.” If that quote resonates with you, then you’re probably an…
Like it or not, your credit score is an important number. It often dictates what you can and can’t afford to purchase. You’re probably already aware that credit scores exist, but do you know how they are calculated? Do you know what your credit score is? Don’t bury your head in the sand. Read on…
Getting free stuff is amazing. Scoring free items from local listings on Facebook Marketplace, Nextdoor and OfferUp can help you save tons of money — and that deal-finding adrenaline rush is hard to beat. But snagging those zero-dollar deals on community buy-sell pages is tough. Free items can get marked as sold in a matter…